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The planner for when family comes first.  At Clock Tower we specialise in protecting your wealth and helping you to pass on the fullest amount possible to those you love.

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PERSONAL INSURANCE. Life's unexpected hardships can prove very expensive if you're not adequately covered. 

ClockTower | Personal Insurance

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Life's unexpected hardships can prove very expensive if you're not adequately covered. Fortunately, protecting yourself is affordable when you choose the right partner. ClockTower Financial Planning works with a range of insurers and we will tailor your wealth protection plan to suit your unique circumstances. We will make the insurance process as simple as possible and help you get the right cover to protect you and those you love with a financial safety net in the event that the unexpected occurs.

Life insurance ensures your family’s assets and lifestyle are protected in the event of your death.

Life Insurance

Critical illness cover can pay a lump sum in the event of a serious illness, such as cancer or a stroke.

Critical Illness

Total & permanent disability insurance gives you a lump sum in the event you become disabled and can no longer work.

Total & Permanent Disability

Income Protection insurance protects one of your most important assets – your income, providing a regular payment while you're ill.


Income Protection

ADVICE BENEFITS

 Life Insurance

Total & Permanent Disability Cover

Trauma Cover

PERSONAL INSURANCE

During our first meeting you can expect to discuss your financial goals and objectives so we can better understand how we can help. We’ll then do a financial health check by going through a series of questions so we can get a picture where you are today. This is also a chance for you to ask us questions about how we can help.

The personal financial advice process will start with us getting to know each other

Initial meeting

Once we’ve identified your goals, the next step in the process is for us to build a deeper understanding of your personal and financial situation. This information, along with our discussion about your goals and objectives, allows us to begin creating a tailored plan for you.

Ensuring we understand the whole picture

Fact Find

After finalising your tailored plan, we’ll present you with a Statement of Advice, explaining our recommendations and ensuring it meets your goals and objectives.

Presenting you with your tailored plan

Plan presentation

The strategies recommended in your Statement of Advice will now be implemented by us. This may also involve us working with our industry partners such as accountants, solicitors and mortgage brokers.

Implementation - where it all comes together

Implementation

It is likely that your financial circumstances, goals and objectives will continue to evolve over time. That is why it’s important for us to contact you periodically to review your situation and update the strategies in place.

PERSONAL INSURANCE

Greg Ryan

Greg Ryan