Life's unexpected hardships can prove very expensive if you're not adequately covered. Fortunately, protecting yourself is affordable when you choose the right partner. ClockTower Financial Planning works with a range of insurers and we will tailor your wealth protection plan to suit your unique circumstances. We will make the insurance process as simple as possible and help you get the right cover to protect you and those you love with a financial safety net in the event that the unexpected occurs.
Life insurance ensures your family’s assets and lifestyle are protected in the event of your death.
Critical illness cover can pay a lump sum in the event of a serious illness, such as cancer or a stroke.
Total & Permanent Disability
Total & permanent disability insurance gives you a lump sum in the event you become disabled and can no longer work.
Income Protection insurance protects one of your most important assets – your income, providing a regular payment while you're ill.
Our Advice Process
During our first meeting you can expect to discuss your financial goals and objectives so we can better understand how we can help. We’ll then do a financial health check by going through a series of questions so we can get a picture where you are today. This is also a chance for you to ask us questions about how we can help.
Once we’ve identified your goals, the next step in the process is for us to build a deeper understanding of your personal and financial situation. This information, along with our discussion about your goals and objectives, allows us to begin creating a tailored plan for you.
After finalising your tailored plan, we’ll present you with a Statement of Advice, explaining our recommendations and ensuring it meets your goals and objectives.
The strategies recommended in your Statement of Advice will now be implemented by us. This may also involve us working with our industry partners such as accountants, solicitors and mortgage brokers.
It is likely that your financial circumstances, goals and objectives will continue to evolve over time. That is why it’s important for us to contact you periodically to review your situation and update the strategies in place.
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